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Clear, lucid, and extremely accessible, Problems and Materials on Payment Law, Twelfth Edition helps students understand black letter law and the statutory language in the Uniform Commercial Code, the Electronic Fund Transfer Act, and the Expedited Funds Availability Act. Offering a sensible, flexible organization, the text follows the order of UCC Articles 3, 4, 4A, and 8, and is adaptable to many teaching styles. Drawing on experience in both teaching and writing, the authors provide thorough and practical coverage using a popular problems approach. The text’s effective format, manageable length, and inclusion of the most important cases make Problems and Materials on Payment Law a highly teachable book.

New to the Twelfth Edition:

• Description of the new Article 12 of the Uniform Commercial Code
• New Problems on transactions involving cryptocurrency and non-fungible tokens
• Updated Problems on lost promissory notes
• New data added on overdraft fees
• New case on liability of bank for opening account for fraudulently drawn checks
• New Electronic Fund Transfer cases on negligence in opening accounts and allowing transfers from accounts
• New cases and new/expanded Problems

Professors and students will benefit from:

• Thorough and up-to-date coverage, including the Electronic Funds Transfer Act and Expedited Funds Transfer Act
• Flexible organization—adaptable to many different teaching styles or custom projects
• Problems approach—helps engage students and makes for dynamic classroom discussion
• Multiple-choice questions at the end of each chapter—with analysis for each answer, so students can evaluate why the “right” choice works best
• Basic intro to the UCC for students who are unfamiliar with it, especially as it relates to payment law
• Popular “Problems” approach—is easy for students to utilize when studying, and facilitates better in-classroom understanding during discussions